Personal Savings Accounts

Additional Information

 

Statement Savings

  • Minimum Open Deposit of $200
  • The Interest rate and Annual Percentage Yield for your account may change at any time
  • Interest will be compounded and credited quarterly, if you close your account before interest is credited, you will not receive the accrued interest
  • If the daily balance of the account falls below $10.00 any day of the statement cycle, the monthly maintenance fee of $1.00 will be imposed every statement cycle.
  • Certain withdrawal restrictions apply
  • Excess Debit Fee:  you will be charged $3.00 per debit/withdrawal over 6
  • Unlimited Deposits can be made
  • Free Telephone Banking

Christmas Club

  • Minimum Open Deposit of $20
  • The Interest rate and Annual Percentage Yield is fixed for this account
  • Interest will be compounded and credited annually, if you close your account before interest is credited, you will not receive the accrued interest
  • If the daily balance of the account falls below $10.00 any day of the statement cycle, the monthly maintenance fee of $1.00 will be imposed every statement cycle.
  • You can only make 1 withdrawal from this account and the account must be closed
  • Unlimited Deposits can be made

IRAs - Traditional Variable Rate & ROTH

  • Minimum Open Deposit of $250
  • The Interest rate and Annual Percentage Yield for your account may change quarterly
  • Interest will be compounded and credited quarterly
  • If the daily balance of the account falls below $10.00 any day of the statement cycle, the monthly maintenance fee of $1.00 will be imposed every statement cycle.
  • Certain withdrawal restrictions apply
  • During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized or automatic transfer or telephone order or instruction.  No more than three of the six transfers may be made by check, draft, debit card (if applicable) or similar order to a third party.  If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure
  • Unlimited Deposits can be made with a minimum amount of $250
  • Free Telephone Banking

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